Your money, figured out.
Free, honest Canadian tools and plain-English guides for the four things your money does — earn it, keep it, grow it, and spend it well.
Four parts of your money — start wherever you are
Free, no sign-up Privacy-first Made in Canada Browse all tools How it's calculated
Go deeper: every portfolio backtest, ranked
Investing is one of the four areas — and it's where we go deepest. Here's every classic portfolio and leveraged strategy on the site, backtested against real history (2008, COVID, 2022) with the drawdowns laid bare. Educational only, not advice.
| Type | Name | YTD | 1Y | Max DD | Action |
|---|---|---|---|---|---|
| Portfolio | 🇨🇦 3-Fund Bogleheads (Canada) 80% Equity / 20% Bonds | +10.7% | +21.7% | -25.7% | Run |
| Portfolio | 🇨🇦 Ben Felix (Canada) 100% Equity (5-factor) | +15.0% | +29.3% | -32.9% | Run |
| Portfolio | 🇺🇸 Golden Butterfly 40/40/20 Eq/Bond/Gold | +4.2% | +14.4% | -20.1% | Run |
| Portfolio | 🇺🇸 All Weather (Dalio) 30/55/15 Eq/Bond/Real | +4.4% | +11.5% | -23.7% | Run |
| Portfolio | 🇺🇸 Permanent Portfolio 25% × 4 (Eq/Bond/Gold/Cash) | +1.6% | +12.4% | -17.5% | Run |
| Portfolio | 🇨🇦 All Weather Canada 30/55/15 Eq/Bond/Gold | +3.0% | +11.4% | -20.1% | Run |
| Portfolio | 🇨🇦 Golden Butterfly Canada 40/40/20 Eq/Bond/Gold | +5.3% | +16.0% | -17.5% | Run |
| Portfolio | 🇨🇦 Permanent Portfolio Canada 25% × 4 (Eq/Bond/Gold/Cash) | +2.1% | +12.4% | -13.7% | Run |
| Strategy | ⚡ TQQQ–BIL 50% TQQQ / 50% BIL (rotation) | +36.2% | +56.2% | -59.0% | Run |
| Strategy | ⚡ TQQQ–Cash (Canadian) 50% TQQQ.TO / 50% CASH.TO | +25.6% | +38.2% | -19.5% | Run |
Click any column header to sort. Figures as of Jul 22, 2026, updated daily and computed from each backtest's default allocation using the same engine as its detail page (dividend-adjusted prices, annual rebalancing for portfolios). YTD and 1Y are total return; 3Y and 5Y are annualized (CAGR); Max Drawdown is the deepest peak-to-trough decline over each backtest's full history. A dash (—) means not enough price history for that period — for example TQQQ.TO only began trading in June 2025. Historical results don't guarantee future returns; see each backtest page for full methodology.